Terms of Service

Effective Date: 2nd February 2025

Welcome to Sobel Consultancy (“we,” “our,” or “us”). These Terms of Service (“Terms”) govern your access to and use of our website and regulatory consultancy services (collectively, the “Services”). By using our Services, you agree to these Terms. If you do not agree, please do not use our Services.

1. Use of Services

1.1 Eligibility: You must be at least 18 years old and have the legal capacity to enter into agreements to use our Services. By using our Services, you confirm that you meet these requirements.

1.2 Authorized Use: You agree to use our Services only for lawful purposes and in compliance with all applicable laws and regulations. You must not:

• Use the Services in a way that could harm us, our clients, or other users.
• Misrepresent your identity or affiliation.
• Attempt to gain unauthorized access to our systems or data.

1.3 Account Security: If you create an account with us, you are responsible for maintaining the confidentiality of your login credentials and for all activities under your account (if applicable).

2. Our Services

2.1 Scope of Services: We provide regulatory consultancy services as described on our website. Specific terms and conditions may apply to certain services, and those terms will be provided to you at the time of engagement.

2.2 No Legal or Financial Advice: While we strive to provide accurate and reliable guidance, our Services are not a substitute for professional legal, financial, or other advice. You should consult appropriate professionals for specific advice tailored to your situation.

2.3 Service Availability: We reserve the right to modify, suspend, or discontinue our Services at any time without notice.

3. Fees and Payment

3.1 Fees: Fees for our Services will be communicated to you prior to engagement. All fees are non-refundable unless otherwise stated.

3.2 Payment Terms: Payments are due within the timeframe specified in your agreement with us. Late payments may incur additional charges.

3.3 Taxes: You are responsible for any applicable taxes or duties related to your use of our Services.

4. Intellectual Property

4.1 Ownership: All content and materials provided through our Services, including text, graphics, logos, and software, are the property of Sobel Consultancy or our licensors and are protected by intellectual property laws.

4.2 Limited License: We grant you a non-exclusive, non-transferable, and revocable license to use our Services for your internal purposes. You may not reproduce, distribute, or create derivative works from our content without our prior written consent.

5. Confidentiality

We understand the importance of confidentiality in regulatory consultancy. We will take reasonable steps to protect any confidential information you share with us. However, we may disclose such information if required by law or with your consent.

6. Limitation of Liability

To the maximum extent permitted by law:

• We disclaim all warranties, express or implied, regarding our Services.
• We are not liable for any indirect, incidental, or consequential damages arising from your use of our Services.
• Our total liability is limited to the amount you paid for the specific service giving rise to the claim.

7. Indemnification

You agree to indemnify and hold us harmless from any claims, liabilities, damages, or expenses arising out of your use of our Services or violation of these Terms.

8. Termination

We reserve the right to terminate or suspend your access to our Services if you violate these Terms or engage in unlawful activities. Upon termination, you must cease using our Services and return any confidential materials provided.

9. Governing Law

These Terms are governed by and construed in accordance with the laws of Brazil. Any disputes arising under these Terms will be resolved in the courts of Brazil.

10. Changes to These Terms

We may update these Terms from time to time. The updated version will be posted on our website with the “Effective Date.” Continued use of our Services after any changes constitutes your acceptance of the revised Terms.

11. Contact Us

If you have any questions or concerns about these Terms, please contact us at:

privacy@sobelconsult.com